19th - 28th of May, 2021Online
Applications closed

Applications closed on April 30th


At the LHoFT, we strongly believe that financial technology is crucial to advancing financial inclusion, empowering groups that have been left behind by the traditional financial system. Whether it’s financing for rural farmers, point of sale technology for underbanked merchants, or specialised insurance products, the positive impact being driven by entrepreneurship is improving lives around the world. As such, Financial Inclusion is a key focus of the LHoFT Foundation.

Building on the success of the 2018 and 2020 editions of CATAPULT: Inclusion Africa, we are excited to launch the third edition of this unique program of Fintech startup development. Developed by the LHoFT Foundation, the program targets companies focusing on financial inclusion in Africa, aiming to build bridges between Africa and Europe, highlighting their initiatives and very much aligned with the sustainability goals of Luxembourg’s finance centre. In keeping with the times, and with public health guidelines, this edition will be entirely digital.

CATAPULT: Inclusion Africa will once again leverage Luxembourg’s Inclusive Finance and Fintech ecosystem to support selected firms in developing their businesses and achieving their inclusion goals. Applications now open.

Catapult: Inclusion Africa 2021 - 8 Days


19th - 28th of May, 2021

Full schedule and required tools will be shared with selected participants.

Catapult: Inclusion Africa 2020 Coverage

Ventureburn: "Here are the 13 African fintechs selected for LHoFT’s bootcamp in Luxembourg"

Disrupt Africa: "Kenya’s Pezesha wins CATAPULT: Inclusion Africa 2020 bootcamp"

Catapult: Inclusion Africa 2018 Coverage

Finextra: "Luxembourg fintech hub entertains Africa startups"

Ventureburn: "Ugandan fintech wins Best Catapulter Award at Catapult: Inclusion Africa"

Why Luxembourg

► Luxembourg is the European leader in responsible investment fund assets, accounting for 31% of funds and 39% of all assets under management, and has an extensive ecosystem of supporting initiatives and institutions

► The Luxembourg government is committed to the eradication of extreme poverty and support for sustainable development

► Luxembourg has exceeded official development assistance aid donations set by the UN’s Millennium Development Goals, committing an average 1% of gross national income over the past 5 years

► Luxembourg facilitated the establishment of the European Microfinance Platform and has spearheaded field research in the inclusive finance sector

► The Luxembourg government, together with the European Investment Bank and six other partners from the civil and private sectors, set up a Responsible Investing fund labelling agency, LuxFLAG

► Fintech in financial inclusion is a strategic focus area for the LHoFT aligned with the goals of Luxembourg

► The 2019 European Microfinance Award on “Strengthening Resilience to Climate Change” has been delivered on the 21st November 2019 in Luxembourg


An 8 day training and networking Bootcamp, hosted online, for selected Fintech firms working to improve financial inclusion in Africa.


The Bootcamp leverages Luxembourg's Inclusive Finance and Fintech ecosystem to support the selected firms in developing their businesses and achieving their inclusion goals.


Fintech as a tool to bolster financial inclusion by helping banks and microfinance institutions to become more efficient and effective in reaching underserved market segments.


Building on the success and experience of past editions and other financial inclusion programs, this unique program is aligned with the sustainability goals of Luxembourg's financial centre.


Delivered in collaboration with key stakeholders from the microfinance, sustainable finance and traditional finance sectors.

Get Involved!

If you're interested in being a mentor or sponsor for CATAPULT: Inclusion Africa 2021, get in touch with the contact information below.

2020 Cohort Members

As with our previous cohort in 2018, we were amazed at the number and quality of applications, and the selection process was immensely difficult. The following 13 companies participated in our 2020 edition of Catapult: Inclusion Africa:

A-Trader - Tanzania
A-Trader are building a Robo-Advisor to provide automated investment recommendations for Africa's growing middle class through real-time access to Africa's Stock Markets, savings/investments options, and easily understandable structured financial instruments.

CinetPay - Côte d'Ivoire
CinetPay is a mobile money, credit card and other wallet payment gateway allowing e-commerce sites, e-service, companies and institutions to accept all means of payment online or offline in 8 countries in Africa.

Dundiza - Tanzania
Dundiza is the first digital wallet platform that enables young people and women living in marginalized communities to securely save and manage their money instantly while being to gain competitive interest and access credit scorings from the savings.

Esusu - Nigeria
Esusu Africa Limited is tackling the problems of informal savings schemes across Africa. We do this through ELECTRONIC ESUSU, a digital platform designed to simplify thrift savings, collections and microcredit towards enhancing delivery of digital financial services to the last mile.

Eversend - France
Eversend is building a neobank for Africans, anywhere in the world A multi-currency e-wallet that allows users to exchange, spend and send money at the best possible rates. Insurance, virtual debit cards, and bill payments, and USSD channels so that anyone with a mobile phone can access financial services.

Exuus - Rwanda
Exuus aims to leverage the power of informal collective saving schemes through a digital and decentralized collective wallet for saving groups. They’ve created SAVE to allow both unbanked and underbanked population to access financial services without necessarily having a bank account.

OZÉ - US & Ghana
OZÉ brings African SMEs into the digital era with an app that makes it easy for businesses to track sales, expenses, and customer information. The data is analyzed to provide tailored recommendations, reports, and business insights. If the entrepreneur needs a little extra support, an OZÉ Coach is just a click away.

PaddyCover - Nigeria
PaddyCover is an insurance service aggregator and technology company, powering affordable pay-as-you-go insurance in Nigeria & Africa, working with established insurers and customer aggregators to offer a multi-channel platform that facilitates flexible and convenient payment.

People's Pension Trust - Ghana
People’s Pension trust offers pension product to workers in the informal sector (farmers, market woman, self-employed, taxi drivers etc. for which people can save daily, weekly or monthly, with flexible contribution amounts, done by mobile phone or other means.

Pezesha - Kenya
A Holistic Digital Financial Marketplace & Infrastructure for Underserved MSMEs in Africa. Offering lending, financial education, and debt counselling to borrowers, plus a proprietary credit scoring system to vet MSMEs without a credit history, derisking lending to SMEs.

SmartTeller - Nigeria
SmartTeller is a digital banking platform for Financial cooperatives, bringing access to digital financial services to the unbanked and underbanked by providing cooperatives and microfinance institutions the all-inclusive tool to provide unbanked and underbanked standard financial services.

SympliFi - United Kingdom
SympliFi is a global online marketplace that enables diaspora around the world to easily access impactful financial solutions in their home country for self and family, at the touch of a button, because people want to do more than just send money back home.

uKheshe - South Africa & UK
uKheshe is unique digital payment acceptance platform that enables informal merchants and traders to accept card payments without the need of a bank account, smart phone or formal business registration. Using payments as the catalyst to access broader financial services such as lending and insurance.


Do you have any questions or would like to send us a comment?

We look forward to hearing from you.


Applications closed

Applications closed on April 30th

Sponsors, Mentors & Guests:


Sponsors & Strategic Partners

Program Partners

Investor Partners

Strategic Partners