19th - 28th of May, 2021Online
Applications closed

Applications closed on April 30th


At the LHoFT, we strongly believe that financial technology is crucial to advancing financial inclusion, empowering groups that have been left behind by the traditional financial system. Whether it’s financing for rural farmers, point of sale technology for underbanked merchants, or specialised insurance products, the positive impact being driven by entrepreneurship is improving lives around the world. As such, Financial Inclusion is a key focus of the LHoFT Foundation.

Building on the success of the 2018 and 2020 editions of CATAPULT: Inclusion Africa, we are excited to launch the third edition of this unique program of Fintech startup development. Developed by the LHoFT Foundation, the program targets companies focusing on financial inclusion in Africa, aiming to build bridges between Africa and Europe, highlighting their initiatives and very much aligned with the sustainability goals of Luxembourg’s finance centre. In keeping with the times, and with public health guidelines, this edition will be entirely digital.

CATAPULT: Inclusion Africa will once again leverage Luxembourg’s Inclusive Finance and Fintech ecosystem to support selected firms in developing their businesses and achieving their inclusion goals. Applications now closed.

Catapult: Inclusion Africa 2021 - 10 Days


19th - 28th of May, 2021

Full schedule and required tools will be shared with selected participants.

Catapult: Inclusion Africa 2021 Coverage

Catapult: Inclusion Africa 2021 reveals selected startups

iTOne: Ugandan Fintech Emata wins "Catapult: Inclusion Africa 2021"

Catapult: Inclusion Africa 2020 Coverage

Ventureburn: "Here are the 13 African fintechs selected for LHoFT’s bootcamp in Luxembourg"

Disrupt Africa: "Kenya’s Pezesha wins CATAPULT: Inclusion Africa 2020 bootcamp"

Catapult: Inclusion Africa 2018 Coverage

Finextra: "Luxembourg fintech hub entertains Africa startups"

Ventureburn: "Ugandan fintech wins Best Catapulter Award at Catapult: Inclusion Africa"

Why Luxembourg

► Luxembourg is the European leader in responsible investment fund assets, accounting for 31% of funds and 39% of all assets under management, and has an extensive ecosystem of supporting initiatives and institutions

► The Luxembourg government is committed to the eradication of extreme poverty and support for sustainable development

► Luxembourg has exceeded official development assistance aid donations set by the UN’s Millennium Development Goals, committing an average 1% of gross national income over the past 5 years

► Luxembourg facilitated the establishment of the European Microfinance Platform and has spearheaded field research in the inclusive finance sector

► The Luxembourg government, together with the European Investment Bank and six other partners from the civil and private sectors, set up a Responsible Investing fund labelling agency, LuxFLAG

► Fintech in financial inclusion is a strategic focus area for the LHoFT aligned with the goals of Luxembourg

► The 2019 European Microfinance Award on “Strengthening Resilience to Climate Change” has been delivered on the 21st November 2019 in Luxembourg


An 8 day training and networking Bootcamp, hosted online, for selected Fintech firms working to improve financial inclusion in Africa.


The Bootcamp leverages Luxembourg's Inclusive Finance and Fintech ecosystem to support the selected firms in developing their businesses and achieving their inclusion goals.


Fintech as a tool to bolster financial inclusion by helping banks and microfinance institutions to become more efficient and effective in reaching underserved market segments.


Building on the success and experience of past editions and other financial inclusion programs, this unique program is aligned with the sustainability goals of Luxembourg's financial centre.


Delivered in collaboration with key stakeholders from the microfinance, sustainable finance and traditional finance sectors.

Get Involved!

If you're interested in being a mentor or sponsor for CATAPULT: Inclusion Africa 2021, get in touch with the contact information below.

2021 Cohort Members

As with our previous cohorts in 2018 and 2020, we have been amazed at the number and quality of applications, and the selection process was immensely difficult. The following 14 have been selected to participate in our 2021 edition of Catapult: Inclusion Africa:

Emata - Kampala, Uganda
Emata is disrupting the $65bn agricultural financing opportunity in Africa. The company digitizes farmers’ cooperatives and gives farmers access to digital and affordable financial products.

Moja Bank - Abidjan, Ivory Coast
We provide a digital payment App and a contactless card which is used by consumers to facilitate everyday payment in emerging markets. Consumers in the US use the App to manage their finances, and send money to their families back home.

AWABAH - Lagos, Nigeria
We provide access to retirement savings for Africa’s unbanked and underbanked population. We are improving the customer experience when interacting with pensions by merging financial literacy with easy to use technology.

Mosabi - Freetown, Sierra Leone
Mosabi links fintech and edtech with embedded, gamified upskilling for Africa’s financial products and platforms. This helps underserved citizens improve decisions and behaviours on their businesses and money. We harness data insights from user profiles and journeys, to match them to best fits across a marketplace of digital financial services.

Mipango - Dar es Salaam, Tanzania
Mipango is a personal finance mobile application that enables users to manage their income, expenses, savings, financial targets, help and offerings. Mipango app uses artificial intelligence to guide users to better financial management and financial deals towards attaining financial freedom.

Igugu Global - Lagos, Nigeria
Igugu Global is accelerating the flow of capital to Africa’s US$1.5 trillion sustainable infrastructure gap. We are solving the problem of fragmentation in financial markets by providing ESG mapping, structuring and due diligence for green building, transport and energy portfolios.

Chromepay - Tel Aviv, Israel
Chromepay provides merchants and vendors with an affordable way to run all financial aspects of their business without using a bank or POS system. Our platform allows each merchant to manage products and generate invoices embedded in a unique QR code that can be scanned by customers to instantly pay for goods and services.

Nokwary Technologies - Accra, Ghana
We are excited about the potential of AI in the financial space, and its capacity to promote financial inclusion. Voice User Interface systems, for instance, enable people who cannot see, as well as people who cannot read and write, to interact with banking apps and systems through spoken commands.

Kotani Pay - Nairobi, Kenya
Kotani Pay is a technology stack that enables Blockchain protocols, dApps, and Blockchain FinTech companies to integrate seamlessly into local payment channels providing them with a reliable on-ramp and off-ramp service to reach a wider customer base in Africa.

Juakali - Paris, France
At Juakali, we simplify financial institutions’ lives by eliminating paperwork & automating valueless tasks, so that employees can make the most of their time at work and companies boost their productivity.

RePay.Africa - Nairobi, Kenya
RePay Africa’s API driven platform serves as an electronic alternative to cash, cheques & banks for the un-banked Sub-Saharan Africa. Africa-wide payment & transfer platform that supports online money transfers and bill payments to merchants.

Crop2Cash - Ibadan, Nigeria
Banks and Development Finance Institutions (DFIs) find agricultural financing risky, which has created a $330 billion funding gap in agriculture globally. With our tools, they can provide this finance with a high level of assurance that it would be efficiently used by the farmers.

Asilimia France - Paris, France
Asilimia is an android application that allows informal traders in Africa to create a formal business account within their personal mobile money account. With Asilimia, all their future B2B transactions will be categorized as business transactions even though initiated from their personal mobile money account, saving 90% of their mobile money transaction fees.

Vooli Insurtech - Nairobi, Kenya
Vooli is a client-centric, technology-driven, disruptive insurtech, that offers on-demand general insurance through its app and website. Vooli bills users based on the duration they need insurance e.g. annually or semi-annually, and also seamlessly.


Do you have any questions or would like to send us a comment?

We look forward to hearing from you.


Applications closed

Applications closed on April 30th

Sponsors, Mentors & Guests:


Sponsors & Strategic Partners

Program Partners

Investor Partners

Strategic Partners